Where the PCI Security Council Goes Wrong

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While conducting interviews with numerous PCI compliance experts for a series of articles on Practical eCommerce, one thing about PCI compliance has become clear. No one seems to be able to address the issue of enforcement. For example, if I’m a merchant who is found to be PCI non-compliant in some regard, what will happen to me when my lack of compliance is discovered? Will I lose my ability to accept credit cards? Will I be fined? If I am fined, then how much will that fine be?

In the absence of specific answers to those questions, speculation reigns. And a merchant who has worked hard to build his or her business does not like to be put in the position of having to speculate on that business’ future.

I spoke with Rick Wilson, …

Where the PCI Security Council Goes Wrong

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